(The FA Movement)
We believe having better personal finance knowledge changes your world
& the world around you... FOREVER!
Why focus on improving financial awareness & financial literacy?
- We have a collection of serious societal challenges resulting in a high percentage of poverty, coupled with a lack of financial awareness and financial literacy resulting in a serious financial illiteracy epidemic.
- This lack of financial awareness, along with the financial illiteracy epidemic places a huge growing amount of pressure on families and friends, employers, nonprofits; as well as the ultimate safety-net the government.
Improving financial awareness & financial literacy empowers you to make better lifelong financial decisions
We are currently working on a series of programs around the world. Many of these people are living below the poverty line, many families struggling to survive, existing on ~ $1.90 USD per day, with increasing debt. Youth are not taught at home or school about personal finance and planning for their futures to protect themselves and their families. This is not just a local social challenge it’s international.
A Powerful Solution
Wouldn’t it be great if there is a real solution to this lack of financial awareness along with the financial illiteracy epidemic?
We strongly believe there is, and it revolves around better educating the general public – rich to poor, educators, financial service and nonprofit professionals to the essential principles to smart money management – the foundation to Personal Finance Knowledge – while motivating them to get and keep the financial, estate and gift plans in order.
People need access to better personal financial management tools and information, to communicate and work more effectively with their financial advisors and financial product providers, and to make better informed everyday money decisions so they
Have the highest probability to reach and maintain family dreams while living out a financially successful life, and pass on values, knowledge and assets to future generations, and to worthy charitable causes, to help make this a better world for all.
The following is designed to introduce you to
- The Improving Financial Awareness & Financial Literacy Movement
- How others around the world are participating in The Movement to improve their lives and those around them
- Free tools to help you establish and/ or advance The Movement in your organization, community, and country
The Movement In Africa
The Movement in India
The Movement in North America - USA
The Movement in Brazil - South America
Key Financial Literacy Definitions
Financial Planning is a Lifelong Process
a lifelong process;
That’s why The FA Infinity Lifelong Learning Symbol is illustrated as an “infinity” sign, representing a continuous cycle. Once you’ve addressed the elements of Getting Organized and Financial Planning and learned the secrets and essential principles of smart money – the foundation to personal finance knowledge – it’s simply a matter of reviewing them regularly and updating areas that require attention.
Staying Organized & Planning Wisely are Keys to Financial Success
Short of winning the lottery or inheriting millions, few people attain and maintain financial success and security without forethought, a strategy, and ongoing management. Learn this powerful simple process to make better everyday money decisions so you have the best chance of watching your personal and family dreams become a reality.
Below you will find a sampling of Improving Financial Awareness & Financial Literacy tools, content, articles and publications for:
- You & Your Family – to better manage and build wealth for a better life
- Financial Advisors & Financial Product Providers, & their Organizations, such as attorneys, accountants, bankers, trust officers and private fiduciaries, realtors, insurance brokers and agents, investment brokers and agents, wealth managers, financial advisors, benefit by acquiring new business from more informed and motivated clients
- Government Officials, Employers & Association Leaders – to help solve a major social challenge revolving around the Lack of Financial Awareness along with the Financial Illiteracy Epidemic while growing the economy and reducing social welfare costs.
- Universities & Colleges –to help them financially educate students, faculty and staff, and alumni, to make lifelong informed money decisions so they are less financially stressed, more productive at work, and live out enjoyable successful lives. This will also lead to them being more philanthropic with increased donations, planned gifts, and bequests to their schools and other worthy causes.
Planning & Managing Your Movement—Team Leaders & Stakeholders
Following are links to a collection to Guides and Planners to assist you and your team in planning, developing, implementing, and managing The Movement in your Country, Municipality, University, Community or Organization. As every situation is unique please use these materials as a model and feel free to innovate as Following are links to a collection to Guides and Planners to assist you and your team in planning, developing, implementing, and managing The Movement in your Country, Municipality, University, Community or Organization. As every situation is unique please use these materials as a model and feel free to innovate as you see appropriate for your situation. Should you have any suggestions or questions please do not hesitate to reach out to us for further input or suggestions or to discuss the matter further. Cautious: Improving financial awareness and financial literacy can be contagious.
TFAF-TIFA-FLM Comprehensive Implementation Tool Kit
This is a comprehensive tool for municipalities, major stakeholders, universities, team leaders, strategic partners and major volunteer groups to master plan The Movement in your Country, Municipality, University, Company or Organization.
Soft Launch Implementation Plans
For launching yourThe Improving Financial Awareness & Financial Literacy Movement with its semi-annual personal finance content media blitz around the strategic campaign venues celebrating April – Financial Literacy Month & October – Estate & Gift Planning Awareness Month
The Improving Financial Awareness & Financial Literacy Movement – Worldwide
Here’s an inventory of The Improving Financial Awareness & Financial Literacy Movement – Worldwide participating countries with a link to their Executive Summary / Overview
The Improving Financial Awareness & Financial Literacy Movement in Africa – Concept Note
Here you will find an Executive Summary and Concept Note for The Movement in Africa
This can be used as a model for other Continent Concept Notes
Share Your Time, Staff Time, Personal Finance Content, Articles, Presentations, Videos, Communications, Creativity, Goodwill & Contacts, Resources and Funds
Join The Movement – See What Ghana’s Doing
Prepare Proclamations
Craft and sign a Proclamation supporting The Improving Financial Awareness & Financial Literacy Movement and for celebrating
- April as Financial Literacy Month
- October as Gift & Estate Planning Awareness Month
within your
- Community
- Church
- Organization
- Association
- School
- Municipality
Then announce it to the news media, your employees, members, students, and The People of your community / country.
See the Sample Proclamation
Serving as an Ambassador, Strategic Partner or Volunteer Application
Circulate this communication to colleagues and associates and encourage them to become a Ambassador, Strategic Partner, and Volunteer and support and actively participate in The Improving Financial Awareness & Financial Literacy Movement & Campaigns & Programs
Planning Your Movement— For Professionals
For CPAs, Attorneys, CFPs, Wealth Managers and other financial service and nonprofit professionals.
Planning Your Movement— For We The People
Supporting Improving Financial Awareness & Financial Literacy Is A Winning Opportunity For All
Place financial and estate and gift planning editorial content on your social media, websites, newsletters, local newspapers, and radio/television/web-based shows, in support of The Movement during the strategic campaign venues of celebrating Financial Literacy Month, and Estate & Gift Planning Awareness Month. Here are some articles that you are welcome to share. If you need more contact us.
The Financial Awareness & Financial Literacy Quiz – Some Questions to Ponder
Check out your financial awareness and financial literacy. Share this with your family and friends. Most people answer yes to less than half these simple money questions. This usually is concerning and opens the mind to financial awareness and the door to questions and efforts to help get their financial house in-order.
Date written: 2023
Financial Tidbits in 2 Minutes
Our series of bite sized video financial presentations focuses on how to get and stay financially organized and how to successfully financially plan for our future
12 Month Financial Fitness Calendar
Personal finance doesn’t have to be daunting or overwhelming; try the TFAF-12 Month Financial Fitness Plan This can be used in a similar way at the Questions to Ponder noted above. In the spirit of improving financial awareness and financial literacy you are welcome to put this on your own letter head.
Date written: 2023
#1 – System Overview
Organization & Planning are YOUR KEYS to Financial Success
Managing personal finances today is more complicated and more important than ever. We’re living longer, but saving proportionately less. Scores of us feel less secure in our jobs and homes than we did in the past. We see our money being drained by the high cost of housing, taxes, education, healthcare, etc.
Date written: 2023
#2 – Getting Organized
Getting Organized: Time to Get YOUR Financial House In Order
Getting and keeping your financial house in order is an important ongoing household task, but in these changing financial times it’s particularly important. With all the financial uncertainties you want your important paperwork and digital files readily accessible.
Date Written 2023
#3 – Paperwork
When your paperwork’s in order life’s GREAT!
If you feel like you are buried in paperwork and overloaded you are not alone. Now is the perfect time to get your print and digital paperwork under control, and in its place. Most people don’t plan to be unorganized; they just haven’t figured out how to put their paperwork and digital files in order.
#4 – Net Worth
Why Knowing Where You Stand Is Important
Getting and keeping your financial house in order is an important ongoing household task, but in these changing financial times it’s particularly important. With all the financial uncertainties you want your important paperwork and digital files readily accessible.
#5 – Cash Flow
Planning Your Cash Flow Can Make Your Difference
Managing your cash flow and the use of your money is an excellent way to gain power over your life. You are the one who should be in charge of the choices and tradeoffs. If entertaining frequently in your gourmet kitchen is what you crave, or diving in a late model luxury car, or playing golf at championship courses, or if you like dining out at fun restaurants, or traveling to distant places that are perfectly OK; PROVIDED it works within your overall cash flow plan.
#6 – Employment Benefits
Are you using your hidden paycheck well?
The employment benefits you receive from your employer can be a ‘valuable hidden treasure’ for you, but they are frequently underutilized and misunderstood. During these challenging times many employers are changing benefits. Now is a good time to look at your benefits to see if you are taking full advantage of them or need to replace lost ones.
#7 – Financial Planning
Let Financial Planning Make YOUR Difference
Unless you are lucky enough to win the lottery or receive a substantial inheritance, very few people can really attain and maintain financial security without forethought and a strategy—a financial plan.
Date Written 2023
#8 – Goals
Getting Organized: Time to Get YOUR Financial House In Order
Getting and keeping your financial house in order is an important ongoing household task, but in these changing financial times it’s particularly important. With all the financial uncertainties you want your important paperwork and digital files readily accessible.
Date Written 2023
#9 – Financial Independence / Retirement Planning
Getting Organized: Time to Get YOUR Financial House In Order
Getting and keeping your financial house in order is an important ongoing household task, but in these changing financial times it’s particularly important. With all the financial uncertainties you want your important paperwork and digital files readily accessible.
Date Written 2023
#10 – Major Expenditure Planning
Getting Organized: Time to Get YOUR Financial House In Order
Getting and keeping your financial house in order is an important ongoing household task, but in these changing financial times it’s particularly important. With all the financial uncertainties you want your important paperwork and digital files readily accessible.
Date Written 2023
#11 – Investment Planning
Getting Organized: Time to Get YOUR Financial House In Order
Getting and keeping your financial house in order is an important ongoing household task, but in these changing financial times it’s particularly important. With all the financial uncertainties you want your important paperwork and digital files readily accessible.
Date Written 2023
#12 – Tax Planning
Getting Organized: Time to Get YOUR Financial House In Order
Getting and keeping your financial house in order is an important ongoing household task, but in these changing financial times it’s particularly important. With all the financial uncertainties you want your important paperwork and digital files readily accessible.
Date Written 2023
#13 – Insurance / Risk Management Planning
Getting Organized: Time to Get YOUR Financial House In Order
Getting and keeping your financial house in order is an important ongoing household task, but in these changing financial times it’s particularly important. With all the financial uncertainties you want your important paperwork and digital files readily accessible.
Date Written 2023
#14 – Estate & Gift Planning
It’s Time to Protect YOUR Family & Your Future
Most of our adult population does NOT nor realize the importance of not having a current or up-to-date estate and gift plan to protect themselves and their family’s assets; that can include half your family, friends, and associates.
Date Written 2023
Exposing Kids to Personal Finances
It’s very important for us parents, to introduce and expose our children to sound principles of personal money management. With our media enriched environment, we’re constantly exposed to thousands of marketing suggestions on how to spend money, whether we have it or not.
Date Written 2023
Cost-Cutting Money-Making Game
Personal cash-flow management and managing your spending habits are key areas of personal financial management, and are concerns for many families. With fantastic new products arriving in the market daily, managing available cash becomes quite a challenge.
Date Written 2023
Media Appearances, Presentations & Programs
Support The Media Campaign
Sponsor or recommend TFAF Ambassadors to appear on TV/Radio show during the two strategic campaigns venues, thus, April and October. You can also interview TFAF Ambassadors if you are a TV/Radio host.
See what Media General (TV3) did to support Financial Literacy Month in April
Building Blocks to Successful Financial Planning Presentation Series & Curriculum
We have four dynamic and powerful 90-minute scripted PowerPoint presentations, which can be accompanied by the TFAF Personal Finance Publication Set, to provide the viewer with a memorable lifelong learning experience. They have been used domestically and internationally as content for classroom interaction, webinars and conferences, regional and community workshops, and as in-house employee and member benefits as improving financial awareness and financial literacy programs.
The Your financial PARTNER Educational Program™
Public Schools as well as Universities and Colleges are in a strategic position to materially improve the lives of its students, alumni, faculty and administrative personnel, and supporters. This happens through their current education programs and through a new addition to life-long learning and a life-long connection to the people that make up their community
Develop a Social Media or Webpage
Develop an Improving Financial Awareness & Financial Literacy Webpage on your website and social media. Here you can
- Show your support in improving financial awareness and financial literacy
- Introducing others to and encouraging them to support and participate in “The Movement”
- Share personal finance content to your employees, members, clients and other Ghanaian
Sample Webpage we are developing on University of Ghana Business School website for The International Improving Financial Awareness & Financial Literacy Association
Sample Webpage – See what CFLE-Africa has done
Financial Quote of the Day or Week
Financial Quotes of the Day or Week It is fun and a GREAT way to participate in The Improving Financial Awareness & Financial Literacy Movement. Download this Word File and see what others are doing and use the Templates and samples provided or you can design the perfect one of your own!!! Also included are 30 financial quotes for your use, or you can create or find you own.
Create Some Fun Events, Activities & Contests
Help create some fun improving financial awareness & financial literacy challenges, community-wide events, activities and contests
Who has the best Financial Awareness
- Community Activity
- Poem
- Article
- Campaign Slogan
- Rap Songs
- Campaign Flyer
- Website
- Other possibilities?
Other thoughts
- Financial Awareness Art Contests
- Celebrity Appearances
- Scholarships
- Concerts
- Walks, runs and marathons
What other FUN ideas do you have in store for celebrating
- April as Financial Literacy Month?
- October as Estate & Gift Planning Awareness Month?
Downloadable Graphics
Collection of downloadable graphics for use on your website, communications and social media.
Creative Thinking
We believe that NOW is the TIME for some CREATIVE THINKING for you and your family – for dealing with the Medical Crisis and emerging Economic / Financial Crisis!!! From a personal, business, local, national and global perspective.
We believe having better personal finance knowledge changes your world and the world around you… FOREVER!
Annual Wealth Advisor Confidence Survey – Report
In our efforts to substantially improve financial awareness & financial literacy, as a gift to the Financial Wealth Advisors and Financial Product Providers annually we take the Wealth Advisors Confidence Survey™ and produce the Wealth Advisor Confidence Survey Report™. We break the survey and report into 3 main area of
1. The Economy
2. Improving Financial Awareness & Financial Literacy
3. Practice Management
We believe that these key areas are very important to the success of a financial
service provider or financial product provider business and to them successfully servicing their clients – We The People.