The FA Movement

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Terms of Use

IMPORTANT NOTICE: Please read and review the following notice thoroughly. As a viewer/reader of the www.TheFAMovement.org website, you agree to these Terms of Use as they will govern your use of www.TheFAMovement.org and any other sites therein (the “Site”).

Further, you accept these Terms of Use; IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY and vacate the site.

We may automatically amend these Terms of Use at any time.

The Site is intended to be an Educational Improving Financial Awareness & Financial Literacy Community Gift & Service. The educational information contained within the Site is presented as an educational – improving financial awareness & financial literacy – ‘Community Educational Gift & Service.’

The Site is NOT intended to serve as specific tax, legal, investment or any other kind of professional financial advice applicable to any particular person or matter.

Viewers / Readers are encouraged to consult with their own financial service professionals for advice concerning specific matters before making any informed financial decisions. The authors and publishers disclaim any responsibility for actions taken by attendees individually or for any misunderstanding on their part.

We are The Financial Awareness Foundation, (also known as TFAF) 501 (c)(3) nonprofit based in the USA. We were formed to significantly help to solve a major social problem dealing with the lack of financial awareness and financial literacy. TFAF serves as a nonpolitical “financial awareness advocate” for the general public, the financial services and nonprofit professionals, and their organizations, educational institutions, employers, municipalities and the news media.

We believe that teaching financial literacy and the essential principles of smart personal financial management – the foundation of personal finance knowledge. This gives people the tools of empowerment to:

  • Make wiser informed lifelong money decisions
  • Live a quality life without outliving your wealth
  • Watch personal / family dreams become a reality
  • Enjoy a financially secure debt-free future
  • Work efficiently with financial service professionals & financial product providers to get the best results from time & money
  • Get and keep their financial house in order by having a current financial, estate and gift plans
  • Pass on your values, knowledge and assets to future generations, and your charitable causes, to help make this a better world
  • Have the highest probability to reach and maintain your family dreams while you live out a financially successful life.

In preparation of the Site every effort has been made to offer the most current, correct and clearly expressed information possible. Nonetheless, inadvertent errors can occur, and tax rules and regulations often change. Further, information in the text is intended to offer general guidelines on matters of financial, estate and gift planning and management to everyone. The application and impact of tax laws and financial matters can vary widely, based upon the specific or unique facts involved.

Links to external or third-party websites are provided solely for visitors’ convenience. Links you take to other sites are done so at your own risk and our office accepts no liability for any externally linked sites or their content.

Co-published by The Financial Awareness Foundation & Valentino Sabuco

Copyright © 2022 All rights reserved.

Request for permission or further information should be addressed to

Valentino Sabuco, Executive Director

V.Sabuco@TheFinancialAwarenessFoundation.org , or

Permissions Department at The Financial Awareness Foundation,

Mailing Address:

959 Golf Course Drive, #273,

Rohnert Park, Sonoma County, CA 94928 USA

www.TheFinancialAwarenessFoundation.org

If you have any questions or wish to discuss this further you can reach us by phone +1 707 586 8620 or e-mail Admin@thefinancialawarenessfoundation.org.  

Privacy Notice

  1. We care about data privacy and security and we do not sell any Personal Information, and we have not done so prior to the effective date of this Policy.

Use of Site Materials

  1. Permission is granted to personally use and share site-copyrighted materials, such as publications, articles, videos, and forms is permitted.
  2. If you want to use any site materials for commercial reasons, written permission must be obtained. Use for any other purpose is expressly prohibited by law and may result in civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.
  3. TFAF and/or its respective ambassadors, colleagues, partners, suppliers or content licensors make no representations about the suitability of the information contained in the Documents and related graphics published on this Site for any purpose. All such Documents and related graphics are provided “as is” without a warranty of any kind. TFAF and/or its respective ambassadors, colleagues, partners, suppliers or content licensors hereby disclaim all warranties and conditions with regard to this information, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title, and non-infringement. In no event shall TFAF and/or its respective ambassadors, colleagues, partners, suppliers or content licensors be liable for any special, indirect, or consequential damages or any damages whatsoever resulting from loss of use, data or profits – whether in an action or contract, negligence or other tortuous action – arising out of or in connection with the use or performance of information available from this Site.

Links to Third-Party Sites

The links on the Site will let you leave the Site. The linked sites are not under the control of TFAF, and TFAF is not responsible for the contents of any linked site, any link contained in a linked site, or any changes or updates to such sites. TFAF has provided these links only as a convenience, and the inclusion of a particular link does not imply TFAF’s endorsement of its site.

Not Professional Advice; No Endorsement

  1. The Site is intended to be an Educational Improving Financial Awareness & Financial Literacy Community Gift and Service. The educational information contained within the Site, is presented as an educational – improving financial awareness & financial literacy – ‘Community Educational Gift & Service.’
  2. The Site and information shared is NOT intended to serve as specific tax, legal, investment or any other kind of professional financial advice applicable to any particular person or matter.
  3. Viewers / Readers are encouraged to consult with their own financial service professionals for advice concerning specific matters before making any informed financial decisions. TFAF, Ambassadors, Colleagues, and Partners disclaim any responsibility for actions taken by attendees individually or for any misunderstanding on their part.
  4. The educational information contained in the Site, shared by TFAF, Ambassadors, Colleagues, and Partners are presented as an educational – improving financial awareness & financial literacy – an ‘Educational Community Gift and Service.’
  5. In preparation of the Site every effort has been made to offer the most current, correct, and clearly expressed information possible. Nonetheless, inadvertent errors can occur, and tax rules and regulations often change. Further, information in the text is intended to offer general guidelines on matters of financial, estate, and gift planning and management to everyone. The application and impact of tax laws and financial matters can vary widely, based on the specific or unique facts involved.
  6. ACCORDINGLY, THE INFORMATION SHARED ON THE SITE IS NOT INTENDED TO SERVE AS LEGAL, ACCOUNTING, INVESTMENT OR TAX ADVICE. VIEWERS ARE ENCOURAGED TO CONSULT WITH THEIR OWN PROFESSIONAL ADVISORS CONCERNING SPECIFIC MATTERS BEFORE MAKING ANY DECISION, AND THE AUTHOR AND PUBLISHERS DISCLAIM ANY RESPONSIBILITY FOR POSITIONS TAKEN BY TAXPAYERS IN THEIR INDIVIDUAL CASES OR FOR ANY MISUNDERSTANDING ON THE PART OF VIEWERS/READERS.
  7. Links to external or third-party websites are provided solely for visitors’ convenience. Links you take to other sites are done so at your own risk and our office accepts no liability for any externally linked sites or their content.
  8. To ensure compliance with requirements imposed by the U.S. Internal Revenue Service, please be informed that any tax advice contained in this communication (including any downloads) is not intended to be used, and may not be used, by any taxpayer for the purposes of

(1) avoiding tax-related penalties under the U.S. Internal Revenue Code or any other jurisdiction

(2) promoting, marketing or recommending to another party any tax-related matters addressed herein. Reproduction, transmission, or translation of any part of this work beyond that permitted by Section 107 or 108 of the 1976 United States Copyright Act without permission of the copyright owner is unlawful.

TERM & TERMINATION

These Terms of Use shall remain in full force and effect while you use the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON IF WE REASONABLY CONSIDER THAT SUCH PERSON IS IN BREACH OF THESE TERMS OF USE, OUR ACCEPTABLE USE POLICY, OR OF ANY APPLICABLE LAW OR REGULATION, INCLUDING WITHOUT LIMITATION BREACHES OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OF USE.

WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SERVICES OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION IF WE CONSIDER THAT YOU HAVE BREACHED, OR ARE LIKELY TO BREACH, ANY OF THE ABOVE.

If we terminate or suspend your use or participation in the Site for any reason, you are prohibited from using the Site under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your use privileges, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

Now that all the legal stuff is behind us…

We hope you enjoy and learn from the Site, and share it with family, friends, fellow workers and colleagues.

Stay safe and healthy – there’s lots of work to do and fun to be had!!! 

Wishing you all the very best, 

The Financial Awareness Foundation

NOW is the TIME for some CREATIVE THINKING & PROBLEM-SOLVING

We believe that NOW is the TIME for some CREATIVE THINKING for you and your family – for dealing with the Medical Crisis and emerging Economic / Financial Crisis!!! from a personal, business, local, national and global perspective.

https://www.home.thefinancialawarenessfoundation.org/pdf/TFAF-Creative-CriticalThinkingIsNeededNow.pdf

Join The Improving Financial Awareness & Financial Literacy Movement & Help Make a World of Difference

We believe having better personal finance knowledge changes your world and the world around you… FOREVER!

Help Us Do More with a Generous Contribution of Time, Resources & Capital. Thanks for YOUR Consideration

Some Questions to Ponder

Welcome to your Some Questions to Ponder

Name Email Phone Number
1. 
. PAPERWORK In an emergency, could someone in your family quickly find your important papers— birth certificate, bank account records, health care directive, insurance policies, credit card records, will, etc.?

2. 
NET WORTH Do you know your current net worth and how you hold title to your various assets?

3. 
CASH FLOW MANAGEMENT Do you have enough cash available (in bank accounts or easily cashed securities) to cover yourself and your family for at least six months of no work?

4. 
BUDGET Do you and your family have a useful, written monthly budget?

5. 
EXPENSES Do you think you’ll be able to pay ‘all your bills’ on time every month for the next 12 months without a paycheck?

6. 
EMPLOYMENT BENEFITS Do you understand and, if appropriate, utilize all your employment benefits to your advantage?

7. 
GOALS Do you know what’s really important to you; and have you written your personal and financial goals for yourself and your family?

8. 
FINANCIAL INDEPENDENCE/RETIREMENT Do you know when you expect to be able to retire / become financially independent?

9. 
FINANCIAL INDEPENDENCE/RETIREMENT Do you know how much income & assets you will need to enjoy your retirement years; to live a quality life, including any special gifts or bequests to family, friends and nonprofits?

10. 
FINANCIAL INDEPENDENCE/RETIREMENT Have you calculated the amount of money required to reach your financial goals?

11. 
MAJOR EXPENDITURES - Have you thought about and made a list of major expenditures you can expect over the next five years and where the money will come from to pay for them?

12. 
INVESTMENTS - Do you think your current investment plan(s) will meet your retirement needs?

13. 
TAX DEFERRAL Do you think you are making the best use of tax-deferred investment plans for retirement?

14. 
TAXES Do you know the income tax rates on your last earned dollar?

15. 
INSURANCE / RISK MANAGEMENT Do you think you have the right amount of insurance— life, health, disability, long-term-care, auto, home/renter’s, fire/flood/earthquake, liability, etc.—not too little, but not too much?

16. 
ESTATE & GIFT PLANS Do you and your family have current wills?

17. 
POWER OF ATTORNEY Do you and your family have a current Power of Attorney?

18. 
ADVANCE HEALTH CARE DIRECTIVE Do you and your family have a current Advance Health Care Directive?

19. 
CHARITABLE GIVING Are your favorite causes or nonprofits included within your estate & gift plans for a bequest, planned gift, or as a primary or alternate beneficiary for life insurance or retirement plans?

20. 
TRUSTS Do you know the advantages and disadvantages of using trusts?

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